Welcome to the website of ATR Financial Advisory and Management Inc. (ATR FAMI). By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy, which forms an integral part of these Terms.
If you do not agree to any part of these Terms and Conditions, please discontinue use of this website immediately.
ATR Financial Advisory and Management Inc. (ATR FAMI) is a duly registered entity operating in accordance with applicable laws of the Republic of the Philippines and regulated by relevant government agencies, including the Securities and Exchange Commission.
All information, products, and services made available on this website are subject to applicable Philippine laws and regulations.
You agree to use this website only for lawful purposes and in a manner that does not violate any applicable laws or regulations. You shall not:
• Engage in any activity that interferes with or disrupts the website or its services;
• Attempt to gain unauthorized access to any portion of the website, systems, or networks;
• Use the website for fraudulent, unlawful, or abusive purposes;
• Upload, transmit, or distribute any malicious software, viruses, or harmful code.
ATR FAMI reserves the right to suspend or terminate access to the website at any time without notice if these Terms are violated.
The information provided on this website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice.
Any investment decisions should be made based on independent evaluation, professional consultation, and applicable laws. ATR FAMI does not guarantee the accuracy, completeness, or timeliness of any information provided on the website.
All content on this website—including but not limited to text, graphics, logos, images, documents, and design elements—is the property of ATR FAMI and is protected by and duly registered with the Intellectual Property Office of the Philippines.
You may not copy, reproduce, distribute, modify, publish, or commercially exploit any content from this website without prior written consent from ATR FAMI.
ATR FAMI is committed to protecting your personal information in compliance with the Data Privacy Act of 2012 (Republic Act No. 10173), its Implementing Rules and Regulations, and other applicable laws.
By using this website or providing personal information, you consent to the collection, use, processing, retention, and sharing of your information in accordance with our Privacy Policy.
Please review our Privacy Policy to understand how we handle personal data, your rights as a data subject, and how you may exercise those rights.
Any information you provide through this website—including inquiries, forms, or requests—is deemed accurate to the best of your knowledge. You agree not to provide false, misleading, or incomplete information.
ATR FAMI reserves the right to verify information submitted and may refuse or discontinue services if information provided is found to be inaccurate or non-compliant with legal requirements.
This website may contain links to third-party websites for convenience or informational purposes. ATR FAMI does not control, endorse, or assume responsibility for the content, policies, or practices of any third-party websites.
Accessing third-party sites is at your own risk and subject to their respective terms and privacy policies.
To the fullest extent permitted by law, ATR FAMI shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
• Your use or inability to use this website;
• Reliance on any information provided on the website;
• Unauthorized access to or alteration of your data;
• Technical issues, interruptions, or system failures.
Your use of the website is at your own risk.
You agree to comply with all applicable Philippine laws and regulations, including but not limited to:
• Data Privacy Act of 2012
• Anti-Money Laundering Act (AMLA), as amended
• Securities and Exchange Commission rules and circulars
ATR FAMI may disclose information as required by law, regulation, court order, or government authority.
ATR FAMI reserves the right to amend or update these Terms and Conditions at any time without prior notice to reflect changes in laws, regulations, or business practices.
Continued use of the website after changes are posted constitutes acceptance of the updated Terms and Conditions.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the proper courts of Makati City.
For questions, concerns, or clarifications regarding these Terms and Conditions or our data privacy practices, you may contact:
DATA PROTECTION OFFICER
ATR Financial Advisory and Management Inc.
Address:
4/F Tower One & Exchange Plaza
Ayala Triangle, Ayala Avenue
Makati City 1226
Telephone: (+63) 2 7777-4100
Email: dpcu@atrfami.com.ph
